1. Contact details
1.1 This website is operated by IFD, a trading style of UK Innovative Financial Designs Ltd. The registered office is Suite Central 216, 1000 Lakeside, North Harbour, Portsmouth, PO6 3EN.
1.2 On the site you can access the commercial products and services available.
1.3 Contact firstname.lastname@example.org if you have any queries about your registration and use of the site.
2.1 To register with the secure part of the website, you must complete the registration form including your first and last names, a preferred user name and password and an email address. Your registration will be authorised by the site administrator before use.
2.2 IFD reserves the right in its sole discretion to deny or cancel any user access to this website, any interactive service herein, or any portion of this website without notice, and the right to change the terms, conditions and notices under which this website is offered.
3. Data protection and privacy
3.1 IFD recognises that your privacy is important to you. The information you give will be kept confidential and held securely once it reaches us. The information will be processed by IFD, or on its behalf, under regulated conditions in line with the provisions of the Data Protection Act 1998.
3.2 Any personal information you give us will only be used for advising you of products and services which may be of interest. IFD will not make this information available to outside organisations. By registering with the website you are consenting to the processing of your personal data for the purposes and by the means set out above.
3.4 You can remove your consent to point 3.2 above by providing this in writing.
4.1 All intellectual property rights in the design, layout and content of the website are owned by or licensed to IFD. These include, but are not limited to, copyright and rights in registered and unregistered trade marks.
4.2 Save as may be incidental to you obtaining authorised access to the content on the website, you must not reproduce, download, transmit or retransmit, manipulate or store on paper, electronic (including, but not limited to any database or any part of the Internet), CD Rom or other offline product on any other format in whole or in part the design, layout and content of the website, nor hypertext or otherwise link to it, without the prior written consent of IFD, such permission to be given or withheld at IFD’s absolute discretion.
5.1 The material and information on the website is for general information only and does not constitute any form of offer for sale, advice or recommendation by IFD. You should not rely on the material or information on the site as a basis for making any business, legal or other decisions. Please seek appropriate independent advice.
5.2 IFD does not warrant or represent and excludes all warranties or representations that the material and information, including advertising material, on the site
5.3 IFD will not be liable to you or any other third parties for any loss or damage arising directly or indirectly from your use of the website, whether arising from negligence, misrepresentation, breach of any statutory duty, or warranty or term (express or implied) of any contract, agreement or otherwise. Or whether such loss or damage is direct, indirect, special or consequential.
5.4 You may be able to access other websites via hypertext links from the website. You use such links and other websites at your own risk. These websites are provided by independent third parties and IFD accepts no responsibility for the availability, content or use of such websites or the information contained in them.
5.5 Download and use of downloaded files from this site is at your own risk. IFD cannot be held responsible for any damage to hardware, software or any other items resulting from the download of any files from this resource. IFD, this website or its administrators/developers are not responsible for any damage caused by these files and will not provide support. We also assume no responsibility, and shall not be liable for any damages to, or viruses that may infect your computer equipment or other property on account of your access to, use of, browsing in or downloading of any materials, data, text, images, video or audio from this site or any other site linked to this site.
6.1 You agree to indemnify and keep IFD indemnified from and against any costs, claims, demands, expenses and liabilities suffered or incurred by IFD arising from, or directly or indirectly related to your access and/or use of the website and any other person’s or entity’s access to and use of the website using your password.
7. Applicable law and jurisdiction
7.1 These terms are governed by and will be interpreted in accordance with the English courts. The English courts shall have exclusive jurisdiction to settle any claim or dispute which may arise out of, or in connection with, these terms and conditions.